Everybody needs to save and invest so that they can enjoy life now and in the future, unless you want to work for the rest of your life to pay for it.
It is a common misconception that you have to have large amounts of money to invest; the best way to build wealth is by contributing an affordable amount on a regular monthly basis over the medium to long term to achieve your life’s financial aims and objectives.
That all depends on what you wish to achieve, for example, if you are planning for retirement then it would generally be classed as a medium to long term investment which would be between 10 and 25 years.
There are several choices here, you can decide on your own investment strategy, you and your adviser can decide or several of the institutions that you invest through can appoint a fund manager on your behalf.
All money is invested in financial institutions in either The Channel Islands or The Isle of Man, these two jurisdictions offer the highest level of government backed investor protection anywhere in the world so you know that your investments are safe.