Calculate your tolerance to risk: Risk Profile Questionnaire
1. What is your investment objective? To preserve capital To obtain a steady source of interest income To obtain steady interest income & long term capital growth To maximize potential returns and maintain long-term capital growth
2. How would you describe your current job status? I have a reliable income and I expect my income will grow steadily I have a job but I do not expect my income will grow too much I have a job but not secured I do not have a job and am looking for one/I am retired
3. For how many months can your cash savings meet your basic financial needs? Less than 3 months 3 to 6 months 7 to 9 months 10 to 12 months More than 12 months
4. When are you planning to retire? Already retired Within the next 5 years Between 6 to 10 years from now Between 11 to 15 years from now In at least 16 years from now
5. How many years of investment experience do you have? None Les s than 1 year 1 to 5 years More than 5 years to 10 years More than 10 years
6. Your current investment portfolio? I only have savings accounts/fixed deposits I have savings/fixed deposits & foreign currency accounts I have savings accounts/fixed deposits & unit trusts I have savings/fixed deposits & stocks/derivatives, and /or unit trust funds/foreign currency accounts.
7. The following table shows 5 different scenarios for your portfolio over a one year period, pick the most suitable one! 3% 0% 5% -3% 10% -5% 20% -10% 30% -15%
8. What would you do if the book loss of your investments reached 20% within a 6 month period? Buy more of the investment units while the price is low Understand there might be risk, look for long term growth Worry but wait and see for another quarter or so Sell 50% of the investment Sell 100% of your portfolio and stay out of the market
9. What is your current age? 18-35 36-45 46-55 55-64 65 or above
